$3.50 TO $5.00 PER GALLON

Would gas that costs $3.75 to $5.00 per gallon be good for our economy? If people‟s incomes don‟t rise, but their taxes, costs for food, healthcare, housing, transportation all increase, what happens to their standard of living? What happens to the basic quality of their lives? Will heating costs also increase because of the rising price of oil? Aren’t these little surprises the ones that disrupt the ability to save for the future? Use this as another example to inspire these clients to save when they can because all kinds of obstacles can prevent them from saving in the future. Remember, to be successful at saving for retirement it is not about what your rate of return is. The secret is to have a methodology for saving money and keeping it saved. That is how the silent generation became the wealthiest generation our world has ever seen.

Title: Experts: Gas could climb to $3.75 per gallon
www.usatoday.com (USA Today, January 2, 2011)
http://www.usatoday.com/money/industries/energy/2011-01-02-gas-climbs_N.htm
Title: $5 for a gallon of gasoline in 2012
www.yahoo.com (Yahoo Finance, December 27, 2010)
http://money.cnn.com/2010/12/27/markets/oil_commodities/index.htm
Title: Return of the Rising-Oil-Prices Peril
www.wsj.com (The Wall Street Journal, December 20, 2010; section A, page 5)
http://online.wsj.com/article/SB20001424052748703395904576025762319723364.html
Title: The Cold Facts On Heating
www.csmonitor.com (The Christian Science Monitor, December 20, 2010; page 21)
http://www.csmonitor.com/Business/2010/1213/Home-heating-101-six-cold-facts-on-staying-warm-this-winter/Will-it-cost-more-to-stay-warmthis-winter